PRIVACY POLICY – SMART FINANCIAL KIT
Effective Date: April 2, 2026
Last Updated: April 2, 2026
Smart Financial Kit (“we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and share information when you visit smartfinancialkit.com (the “Website”).
1. Information We Collect
1.1 Information You Provide
When you use our Website, we may collect:
Name
Email address
Phone number
State / location
Any information submitted through forms
1.2 Automatically Collected Information
We may collect:
IP address
Device and browser type
Pages visited and time spent
Referral sources
1.3 Third-Party Data
We may receive information from:
Advertising platforms (e.g., Meta Ads)
Analytics providers
Marketing partners
2. How We Use Your Information
We use your information to:
Deliver the Smart Financial Kit
Connect you with licensed agents or financial professionals
Respond to inquiries
Improve marketing and user experience
Comply with legal obligations
3. How We Share Information
We do not sell your personal information.
We may share your information with:
Licensed insurance agents or financial professionals
Service providers (hosting, CRM, analytics, marketing tools)
Legal authorities when required
4. Communications & TCPA Consent
By submitting your information, you agree that:
You may be contacted via call, text, or email
Contact may include automated systems
Consent is not a condition of purchase
Message/data rates may apply
You may be contacted even if you are on a Do Not Call registry, in compliance with applicable laws including the Telephone Consumer Protection Act (TCPA).
5. Cookies & Tracking
We use cookies and tracking technologies for:
Website functionality
Analytics
Advertising optimization
You may disable cookies through your browser settings.
6. Data Security
We implement industry-standard security measures.
However, no system is 100% secure.
7. Data Retention
We retain your data as long as necessary to:
Provide services
Comply with legal obligations
Prevent fraud
8. Your Rights
You may:
Request access to your data
Request correction or deletion
Opt out of marketing communications
9. California Privacy Rights (CCPA/CPRA)
California residents may:
Request access to collected data
Request deletion
Request correction
Opt out of data sharing
We do not sell personal information.
10. Children’s Privacy
This Website is intended for individuals 18 years or older.
We do not knowingly collect data from minors.
11. Third-Party Links
We are not responsible for third-party websites linked from this Website.
12. Updates
We may update this Privacy Policy at any time. Continued use of the Website constitutes acceptance.
13. Contact
For privacy inquiries, contact:
support@smartfinancialkit.com
TERMS OF USE – SMART FINANCIAL KIT
Effective Date: April 2, 2026
By accessing smartfinancialkit.com, you agree to the following Terms:
1. Use of Website
This Website provides educational financial content and access to the Smart Financial Kit.
You agree to:
Use the Website lawfully
Provide accurate information
Not misuse or attempt to exploit the platform
2. No Financial or Legal Advice
The Smart Financial Kit is:
Educational only
Not financial, legal, or investment advice
Not a personalized recommendation
You should consult a licensed professional before making decisions.
3. Lead Generation Disclosure
By submitting your information:
You are requesting to be contacted
You may be connected with licensed agents or partners
You may receive calls, texts, or emails
Consent is not required to purchase any product.
4. No Guarantees
We do not guarantee:
Financial results
Outcomes
Accuracy or completeness of content
5. Intellectual Property
All content on this Website is owned by Smart Financial Kit and may not be copied or distributed without permission.
6. Limitation of Liability
We are not liable for:
Decisions made based on information provided
Financial or personal outcomes
Indirect or consequential damages
Use of this Website is at your own risk.
7. Third-Party Services
We may connect you with third-party providers.
We are not responsible for their actions, services, or advice.
8. Eligibility
You must be 18 years or older to use this Website.
9. Modifications
We may update these Terms at any time. Continued use means acceptance.
10. Governing Law
These Terms are governed by the laws of the United States and applicable state laws.